Buy To Let Mortgage

Buy To Let Mortgages

A Buy To Let Mortgage is a mortgage taken out to buy a property that you intend to rent to tenants. The mortgage is secured on that property. This is usually done as a longer term investment with the aim to generate regular income from the rent and a capital gain when the property is sold in the future. 

Typically a lender will require the property to be rented as a whole on one Assured Shorthold Tenancy Agreement (AST), although student lets and multi-tenancy properties can have multiple Assured Shorthold Tenancy Agreements in place. 

Buy to Let Mortgages include:

·Properties Let to Students

·Houses in Multiple Occupation (HMOs)

·Buy To Lets for Expatriates and Foreign Nationals